Once thought of as a single retirement funding source, fixed-indexed annuities are becoming part of a retirement strategy. Not only for pre-retirees and those in retirement. Why? First, the reality of Social Security retirement is at risk. As well as the reduction of benefits is a concern as our population ages. Secondly, fixed-income annuities provide an income stream in retirement that you can’t outlive.
FIAs are used to help offset volatile market performance in retirement. Fixed-indexed annuities help advisors solve the challenge of their clients outliving their money-no matter the market conditions. Advisors are using fixed-indexed annuities, even more, than previously as a source of retirement income to draw from when other retirement assets are at a low valuation. Advisors view fixed-indexed annuities as an essential component to retirement planning due to these features:
According to Ibbotson Associates, a research firm that provides information to insurance and financial companies and their advisors, fixed-indexed annuities have the potential to outperform other fixed-income investments and help smooth out the return in retirement portfolios.
If you have questions about fixed-indexed annuities, I am a resource for you. My goal is to help you protect your retirement assets so that they last your long life, regardless of market performance.
Additional Disclosure: The article and links are being provided as a service to you. Please note that the information and opinions included are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. This presentation is not endorsed or approved by the Social Security Office or any other Government Agency. Planning services are available at additional cost and offered only by appropriately licensed registered investment advisors. Fixed Index Annuities are designed to meet long-term needs for retirement income, and they provide guarantees against the loss of principal and credited interest and offer the reassurance of a death benefit for your beneficiaries.
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